The most often misquoted thing we used to hear is "the FCA say the purpose of the loan is irrelevant."

The purpose can be a defining factor in whether a loan is regulated or not.

We do a lot of work with non-regulated lenders on individual cases - is it or isn't regulated? from a quick email/call to full written opinon.

We can also provide a flow chart and training if required

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Our reviews can cover a variety of aspects, e.g.:

• Lending within policy

• File quality

• Meeting AML requirements

• Data Protection

We offer a full range of services to non-regulated mortgage lenders.

There is a choice of retainer, ad-hoc based on hourly rate or fixed fee project pricing to meet your needs.

Get in touch to discuss your requirements

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Training can cover:

• What is and isn't regulated

• AML/Financial Crime

• Data protection

• File structure & rationale

Whether you need help putting your policies and procedures together to meet your legal obligations, or just want someone to review existing ones to make sure they are fit for purpose, we can help.

• AML

• ABC

• Prevention of Facilitation of Tax Evasion

• Whistleblowing

• DPA

• Relevant risk assessments

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We can support you in the event of enquiries being made by the regulator - e.g. AML or carrying on regulated business.

This can cover assisting in drafting responses, pre-visit support and guidance and post visit outcome responses

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